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Livingston First - Exclusively from First National Bank

This is the home of the Livingston First and all it offers.  Livingston First is more than a premier checking account. It's an entire suite of benefits that provide genuine value.

If you're 50 years or better and can have Direct Deposit of your pension and/or social security into your checking account, the Livingston First Checking Account is a perfect fit.  

  • No monthly service charge or minimum balance requirement with Direct Deposit of your pension, social security or other retirement income.
  • Earn interest on balances $1,000 and above with tiered rates, so the higher your balance, the more you earn.
  • Access to your funds is easy and convenient with the included ATM/Debit MasterCard.
  • Enjoy the convenience of unlimited free access at First National Bank ATMs and up to four free transactions a month at other ATMs.
  • Online banking and e-Statements are free. Online Bill Pay is also free when you pay at least one bill a month with it.
  • Get free checks — you pay only shipping costs.
  • Access to GenGold and its more than 60 programs that save you time and money for just $1 a month (regularly $6).
  • Special rates on CDs - ask your Personal Banker for the Livingston First CD rate!

Livingston First Activities:

Due to very low participation, social activities and trips have been suspended.  We're sorry that we are no longer able to provide this fun and valuable benefit.  Given the few customers participating, we were no longer able to support this aspect of Livingston First.  Please contact Colleen Kelly at 517.540.6298 or via email at CKelly@FNBH.com if you have any questions.